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SDG&E EV Rate Plans Explained (2026)

The short version

  • If the car can charge between midnight and 6 a.m., SDG&E's EV-TOU-5 plan is built for you: 13.1¢ per kWh overnight in summer, against 80.2¢ from 4 to 9 p.m.
  • Most SDG&E homes also pay a Base Services Charge of about $24 a month, whatever plan they're on (less with CARE or FERA).
  • Who supplies the electricity depends on your city: SDG&E, San Diego Community Power or Clean Energy Alliance. The table near the end shows yours.

The clock every EV plan runs on

All of SDG&E's EV plans charge by time of day, and they share one clock. The hours don't change with the season; the prices do.

PeriodWeekdaysWeekends and holidays
Super off-peakMidnight to 6 a.m., and 10 a.m. to 2 p.m.Midnight to 2 p.m.
On-peak4 to 9 p.m.4 to 9 p.m.
Off-peakEvery other hourEvery other hour

The weekday 10 a.m. to 2 p.m. window used to count as super off-peak only in March and April. SDG&E now applies it all year, which helps anyone who can plug in at home in the middle of the day. Summer prices apply from June 1 to October 31, winter prices from November 1 to May 31.

The plans

EV-TOU-5: the plan most EV owners choose

EV-TOU-5 puts the whole house on the EV clock and gives it a very low overnight price. To qualify you need an electric vehicle registered with the California DMV; homes on the Solar Billing Plan can use it too.

EV-TOU-5 with SDG&E supplying the power, per kWh, from August 1, 2026
PeriodSummer (June–October)Winter (November–May)
On-peak80.2¢52.4¢
Off-peak49.6¢46.6¢
Super off-peak13.1¢12.3¢

The trade-off is everything else in the house. On EV-TOU-5, air conditioning at 6 p.m. in August costs 80.2¢ a kWh, so the plan pays off when the car is the biggest load and the rest of the house can stay light from 4 to 9 p.m. If a community power provider supplies your electricity, you pay SDG&E for delivery and your provider for the power itself; the provider pages linked below have those prices.

EV-TOU-5-P (Reduce Your Use)

The same clock at slightly lower prices, in exchange for up to 18 event days a year when every kWh used from 4 to 9 p.m. costs an extra $1.16. It is only open to homes that buy their electricity from SDG&E, so in cities served by San Diego Community Power or Clean Energy Alliance it isn't an option.

TOU-ELEC

Meant for homes that run mostly on electricity: an EV together with a heat pump or a home battery. Compared with EV-TOU-5, its on-peak and off-peak prices are lower and its super off-peak price is much higher, so it suits a house whose big loads can't all move to the middle of the night.

EV-TOU: a separate meter for the car

EV-TOU prices only the car's charging, through a second meter, while the house stays on its own plan. That second meter means extra electrical work and SDG&E coordination, so for most single-family homes putting the whole house on EV-TOU-5 is simpler.

The Base Services Charge

Since October 2025 every SDG&E residential bill has carried a fixed Base Services Charge. It is about $24 a month for most homes (79.3¢ a day, so $22 to $26 depending on the length of the billing period), about $12 for households in the FERA program and about $6 for CARE households. SDG&E lowered its per-kWh prices when the charge arrived. It is billed on the SDG&E side, so it applies whoever supplies your power, and the prices in this guide don't include it.

What charging costs on EV-TOU-5

A car driven 1,000 miles a month that averages about 3.3 miles per kWh uses about 300 kWh. With SDG&E supplying the power, charging all of that in the super off-peak hours costs about $39 in a summer month and $37 in winter. The same 300 kWh charged between 4 and 9 p.m. would cost about $241 in summer.

The difference comes down to a timer. Most cars and Level 2 chargers can be set to start charging at midnight, and at 32 to 48 amps a Level 2 charger puts back a typical day's driving in about two hours or less, well inside the overnight window.

Who supplies your power, city by city

SDG&E owns the wires and delivers electricity to every home in the county. In most cities, though, a community power provider buys the electricity itself, and SDG&E bills for both on one statement. Your provider sets the power part of your EV-TOU-5 price and decides which of its plans you start on.

CityPower supplierPlan you start on
CarlsbadClean Energy AllianceClean Impact Plus
Chula VistaSan Diego Community PowerPowerOn
CoronadoSDG&ESDG&E
Del MarClean Energy AllianceClean Impact Plus
El CajonSDG&ESDG&E
EncinitasSan Diego Community PowerPower100
EscondidoClean Energy AllianceClean Impact Plus
Imperial BeachSan Diego Community PowerPowerOn
JulianSan Diego Community PowerPowerOn
La JollaSan Diego Community PowerPowerOn
La MesaSan Diego Community PowerPowerOn
Lemon GroveSDG&ESDG&E
National CitySan Diego Community PowerPowerOn
OceansideClean Energy AllianceClean Impact Plus
PowaySDG&ESDG&E
Rancho Santa FeSan Diego Community PowerPowerOn
San DiegoSan Diego Community PowerPowerOn
San MarcosClean Energy AllianceClean Impact Plus
SanteeSDG&ESDG&E
Solana BeachClean Energy AllianceClean Impact Plus
VistaClean Energy AllianceClean Impact Plus

What each supplier charges on EV-TOU-5, and how its plans compare with SDG&E's:

Choosing a plan

  • The car charges overnight and the house can stay light from 4 to 9 p.m.: EV-TOU-5.
  • You buy power from SDG&E and can cut back on a handful of event days: look at EV-TOU-5-P.
  • A heat pump or home battery does a lot of work outside the overnight hours: compare TOU-ELEC with EV-TOU-5 using your own usage.

Signed in at sdge.com, My Energy Center compares plans against your own usage, and it's where plan changes are made.

Sources

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